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Growth is Inevitable
We at Ancient City Mortgage and
Insurance are growing with the times.
We have recently moved to complete
lender status giving us the flexibility to be more
creative and innovative than ever before. We can
hold and close loans in our name, we can finance
construction, we are growing to meet the needs of
our customers. The myth is that financing with a
mortgage company is not as efficient as going to a
bank; the truth is we can attain conventional rates
that match or challenge those given by banks. We
have access to many lenders at wholesale rates and
can offer variety, stability, not to mention superior
customer service. We can meet the needs of you
and your clients through automated underwriting,
giving preapproval within minutes. We can assist in
placing ANY loan with conventional or creative
means. What better way can you think of to make
your life easier?
Back to the Basics
Just a tidbit of what we offer...
Various Conforming Conventional Loans
Various Non-Conforming Conventional Loans
FHA and VA Loans
Adjustable Rate and Interest Only Loans
Low or No Doc(Stated Income) Loans
Construction Loans
Reverse Mortgages
Private Loans
Investments of a wide variety (Condo Conversion
and Condohotels)
Refinancing
If you need it...we can provide it... we also offer
in-house competitive quotes on insurance!
For more information on each type of loan or to ask about other options please contact me:
Karl F. Vierck
Cell: 904-669-5284
Office:904-826-0096
1100-4 Ponce De Leon Blvd. South
St. Augustine FL 32084
email: karl@ancientcitymortgage.com
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 Realities for Realtors
We at ACM want to go above the call of duty to ensure your needs are
met. We are going back to the basics so that you understand fully the role we
take with your clients. We are arranging presentations for offices and we offer classes to Realtors. We want you to know why you
should recommend us and we want you to feel
comfortable doing so. We want to build relationships and we are focusing on service so that you can be proud to work with us.
NEWS TO WATCH FOR:
1. Lenders are becoming suspect to “flipping”
and are starting to require a 12 month
seasoning. There are lenders still willing to
finance, but we need to know in advance to
placing a loan. Please research this so we all
become good informants.
2. Condo conversions and Condohotels are in
high demand. We can provide the financing
upon approval with the actual unit meeting
specific guidelines, call for more information:
Karl Vierck cell:904-669-5284
 Builders Benefits
Builders, we have grown to suit you...call for information on our lending capabilities and ask about our quick closings. New construction is in such high demand that most houses sell before construction is complete. Take advantage of our quick closings to get you started fast. You’re quickly becoming the leaders in this rapidly growing community and we can help so that your production increases.
We can now close loans in our own name so
that your money is available immediately. We
can also assist in the sale of your homes
through offering complete financing to those
interested in your homes. Clients come to you
mid completion, you refer them to us, they
pick their colors, we complete the loan and
you move on to your next project. No waiting.
It sounds easy, and it is...call me for more
information. Karl Vierck Cell: 669-5284
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 Mixing Exercise and Work:
make it “FIT” your schedule!
New Year resolutions always include goals;
more income, better accountability, good
time management, better organization,
losing weight and being more health
conscious (usually the number one
resolution).
“Who ever accomplishes all of their resolutions?”
This year you can if you follow these
simple steps:
1. Write down some attainable goals.(Yes, on
paper, be accountable and get organized). Make
one list as it pertains to business, one as it
pertains to family and friends and another
pertaining to your health goals (may it be
nutritional, exercise or both). You can even go
as far as planning your church attendance and
participation goals.
2. Write down ways you can attain
your goals in small steps and establish
a weekly success plan.
(Most importantly: Do what you say you will).
DON’T MISS A BEAT, READ ACM’S
MONTHLY NEWSLETTER FOR UP TO DATE
INFORMATION AND ENCOURAGEMENT! |
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We all know what to do, but you need to
start somewhere!
This Month Begin With Your
Outlook on Food:
OBVIOUS BASICS (I’ll just remind you):
1. Lower your caloric intake: lower your
sugar and complex carbohydrate intake.
2. Eat more vegetables and fruit.
3. Drink more water (at least 8- 8oz glasses a
day). Drink it when you feel hungry and wait
to see if you’re still hungry. Pick and chose
your calories. Do you want to drink your
maximum daily caloric intake? Stay away
from soda and tea (even diet has a lot of salt).
Water is satisfying and soda can become a
treat. Fruit juice is also FULL of SUGAR!!
4. Plan your meals. If you wait, you’ll be
hungry and eat everything in site.
5. Don’t shop when your hungry!
6. Don’t think about food all of the time.
Replace your bad habits with healthy
ones...exercise in various ways.
7. Listen to everyone around you. There is
no ONE diet that works for EVERYONE, it’s
all in your mind. Your decision to lose that 10
extra pounds relies only on what YOU do.
**In addition to the above add ½ hour of
cardio exercise and ½ hour of weight training
at least 3 times a week. Start today, tomorrow
may be too late! You’re off to a great start! |
